Home True: Biden: I want to allow people to have private insurance still. They can, they do, they will under my proposal.

True: Biden: I want to allow people to have private insurance still. They can, they do, they will under my proposal.

By: Priyam Nayak

September 30 2020

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True: Biden: I want to allow people to have private insurance still. They can, they do, they will under my proposal.

Fact-Check

The Verdict True

Besides giving every American access to the Affordable Healthcare Act, Biden’s healthcare plan will also allow private insurance to coexist

Besides giving every American access to the Affordable Healthcare Act, Biden’s healthcare plan will also allow private insurance to coexistContrary to President Donald Trump’s claim that the Democratic Party is headed for a “socialized” plan, Democratic presidential candidate Joe Biden’s plan would enable Americans to keep their private insurance. It also aims to reverse the Trump administration’s efforts to undercut the Affordable Care Act. "Instead of starting from scratch and getting rid of private insurance, he has a plan to build on the Affordable Care Act by giving Americans more choice, reducing health care costs, and making our health care system less complex to navigate," according to the Biden-Harris website. Trump's attack in 2020s first presidential debate was referring to Medicare for All, a universal health care system popularly touted by Vermont Senator Bernie Sanders. However, Biden is offering a blueprint for creating a public health insurance option that his campaign says will insure an estimated 97 percent of Americans, without eliminating private insurance.

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